华夏银行“资金归集”引领家庭理财新时尚

Huaxia bank "collects the funds" lead the new fad of the family finances

Recently, this is married men to the challenge of private, an inter-bank funds the collection of the online banking functions, the attention of many users. The author on the emerging business consulting for huaxia bank staff, collects the so-called interbank funds, is to use a master account and can make the personal other bank account funds and even others account funds collected together into this account.

Money collection poundage suspension

A data shows, Qingdao urban residents per capita hold four CARDS, CARDS become more wallet is a feature of the island city citizens. Card also means more accounts, each card has a specific function, which makes each account can have money enter an item in an account from time to time, such management account funds is very trouble. While an inter-bank funds collection, can be unified collects cash from different account to one account, is very convenient.

It is known that with the help of the central bank's super online banking system, for individual users to build an inter-bank funds the collection function has been released in some island city bank. Staff of the huaxia bank, the center of the money now the collection accounts and associated account whether local, long distance or an inter-bank, either into or out, temporarily free of all charges.

Money collection business can help customers to solve funds use inconvenience, also can avoid all kinds of small account management fees and an inter-bank transfer fee and other expenses, however, the majority of the bank to apply for the business customer has certain threshold limits, such as part of the bank regulation: the main pro account must be open net silver, associated account whether my lines his account or others to his account, query function and transfer function must be open net silver. Indeed, open the function of charge are higher than ordinary net silver. Huaxia bank staff said that at present the gold card, diamond card VIP customers of huaxia bank or sign any huaxia bank handle certificate version of online banking business of ordinary customers, all can free huaxia shield, at the same time, the gold card, diamond card VIP customers can enjoy derate remittance poundage.

Merchants convenient collects the various accounts

Citizens liu runs a clothing wholesale stores, in order to facilitate customers transfer across the country, she has opened accounts in several Banks. While opening the function of online banking, but for lau, managing so many account or a real hassle. She said: each bank's online banking has different security requirements, have a plenty of net silver shield, have a plenty of dynamic password, open so many account will spend some time alone every day. In addition, if the different accounts of money together, liu also need to pay an inter-bank transfer fee or to Banks lined up to withdraw. So for her, an inter-bank funds collection is very practical.

Liu choose the most commonly used huaxia bank account as the primary account, open funds the collection function within the online banking system, summarize the way to capital at the same time, liu also there are plenty of options. Can choose according to their needs, such as days, weeks, or months as the collection of the cycle. Ms. Shi accounts more frequently, you can choose on a system at the specified time will be different every day associated account of money collection to the master account, it also can save money on a transfer fee.

Household head can allocate capital

An inter-bank funds collection function is also head of the family watches, because for the family, can realize the function allocation between different members of the family. Citizens, Mrs Wang is the boss in the home, the home of spending capability, finance and investment are all she do, so she is very focus on this function and have begun to use the money to the collection.

Average household funds are not as close as businesses, therefore, summarize the function of the family to use funds, you can set the collection cycle longer, such as monthly salary as the main way of income, you can choose one month as the collection period. Funds the collection function, it is worth mentioning, is not confined to the same account, citizens can also set the family account for their associated account, for the family assets manage is also very convenient.

Mr. Wang's pay check is one of the most important associated account, Mrs Wang set up according to the husband's salary situation every month the regular collection amount, through the collection function into the main accounts on a monthly basis. So Mrs Wang can will be paid money for all kinds of home, like paying bills, credit CARDS, etc. Mrs Wang also USES huaxia bank inter-bank loan loop transfer function, as long as the set value, the collecting bank, credit card number, date of remittance, the remittance date, a month from Mrs Wang's account transferred to a bank loan card, Mrs Wang is no longer need to run back and forth bank every month, don't worry because of forgetting to pay bills and affect your credit.

Net silver remittance, matters needing attention

1, if the citizens want to large amount of net silver-colored zhang remittance operation, must buy huaxia shield to counter in advance, in order to avoid unauthorized, maximum virus problems such as the risks of accounts, ensure the safety of trading.

2, insert the net silver shield, directly linked to the huaxia bank website, not through other web sites or search engines provide links to, prevent straying into false bank web site.

3, in the online banking transfer remittance, be sure to carefully check the information carefully, especially pay attention to the payee name and account number, found the abnormal immediately cancel the deal.

4, now the bank in order to protect user security, to online account transfer and remittance payment amount limit, the user can according to your own need reasonable control on the line.

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