来源:华夏银行 小编:朱岳 发布时间:2013年03月11日
内容导读: 随着金融产品创新能力、营销和服务水平的不断提高,电子银行业务已经成为各商业银行产品、营销和服务竞争的重点领域,各家纷纷投入巨资,打造自己在电子银行领域的品牌。
Huaxia "express" as our open enterprise financial services
As the financial product innovation, marketing and service level unceasing enhancement, electronic banking business has become the commercial Banks in key areas of product, marketing, and service competition, investing heavily in succession, build their brand in the field of electronic banking. Recently, huaxia bank electronic bank service experience accumulated in 12 years, with the leading technology strength, the launch of the new electronic banking service brand "as our China".
It is reported, "huaxia as our design adhering to the" huaxia bank "e heart for you" service concept, comprehensive integration of the bank's online banking, telephone banking, self-service machines, electronic commerce, etc in the field of electronic banking services products, to provide customers with more secure, more efficient and easier financial services.
An inter-bank express chain enterprises capital good housekeeping
Chain enterprises subject to constraints such as funds, geography, etc., when faced with many partners, particularly urgent demand for capital turnover, reconciliation, etc. "As our China" an inter-bank express product is power chain enterprise development, to summarize, speed up the turnover of funds in the interbank funding.
Mr Zhang is a restaurant chain company boss, at present, the company has eight stores, is in the midst of the expansion. As the business growing, worry about the money settlement has also gradually increased. Catering industry big cash flow, in order to ensure the sales of security and centralized use money, zhang asked the catering chain daily cash cash deposited in the local open in the name of his bank card. For all the stores around near the bank, to open a bank account, money is very fragmented, increased financial reconciliation, cross section and the difficulty of the unified management of funds, cost a lot of time and energy.
Recently, huaxia bank staff to recommend Mr. Zhang "as our" China inter-bank quick line products. The product an inter-bank funds management functions, can be a good solution to Mr. Zhang more than money in a bank account management problems. So, Mr. Zhang opening an inter-bank express the huaxia bank. Through the trial, Mr. Zhang found that an inter-bank express not only realize the unification of all bank accounts collection, real time and money to the account, do not charge money collection poundage, completely solve the capital settlement ourselves. He according to the situation of funds the collection at the same time, through the bank online banking for the corresponding financial planning, such as buying every day ", "wealth management products, etc., effectively improve the capital efficiency.
Huaxia bank related business director says, huaxia bank online banking an inter-bank real-time collects the funds of funds to the account function, effectively improve the efficiency of chain enterprises capital settlement. Huaxia bank is currently the industry one of the few Banks temporarily closing costs, and greatly reduces the customer's transfer cost.
Fast line group enterprise financial good helper
In solving the chain enterprise capital management requirements at the same time, Chinese Banks have also strengthened the ability of group customer service. "As our China" customer oriented group launched a new generation of fast line group settlement center service set.
Set fast line opens the "7 x 24 hour" let public funds clearing the green channel, and innovative realized across Banks, cross-regional group management and the collection of funds, is the fund management group clients.
Let public funds relative to personal business, traditional bank counter settlement business is need to check the company seal, and many other formalities, for Banks, companies have invested a lot of time cost and manpower cost. In recent years, online banking group cash management services provided by Banks, mainly relying on the group scores are in the same branch of the bank to open an account. According to introducing, "as our" China set fast huaxia bank line is designed for group clients national and regional cash management product, convenient for each member of your group to achieve a unit of account, the unified management of funds. To enhance the efficiency of group clients funds settlement, the product realization toward the "7 x 24 hour" real-time inline, inter-bank remittance of funds to the account, to break the bottleneck brought to the business bank operating time restrictions. Especially, in view of the group clients in many Banks, multiple regional to open an account of the reality, the product achieved across the group head office bank account money, cross-regional management branch and the group total score company funds automatically collection service, reduce the workload of financial personnel and financial cost.
According to introducing, "our" Chinese set fast line biggest advantage is that can be implemented across different Banks, regional funds automatically collects the online services, customers can also set the personalized needs, to achieve regular, fixed automatic collection, such as an inter-bank fund collects the single single account amount up to 1 million yuan, at present the collection fee is free.
Huaxia bank, said an official with the related business "as our" China huaxia bank key is made of electronic banking brand, believe that through "as our China" brand promotion and the brand product line is widely used, huaxia bank to the customer in the service chain, and the group makes a bigger contribution.
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