华夏银行信贷服务凸显“小、快、灵”特点

Huaxia bank credit service highlights the spirit of "small, fast," characteristics

Snake in the Spring Festival eve, huaxia bank Beijing fang shan magmatic sub-branch, got a call from the YanHong guarantee company, hope to in the fastest time for huaxia bank key in support of small businesses - Beijing beyond cable co., LTD., part of the loan, with a lifesaver.

Beijing beyond cable co., LTD is in a manufacture and sale of special cable, instrumentation, machinery and equipment consisting mainly of private enterprises, due to the previously in other bank for a loan time is too long, directly affect the enterprise capital operation, so urgent to huaxia bank for help.

After know the situation, the branch head immediately lead the customer manager to small business enterprise field investigation, in the shortest possible time to master the needs of enterprises and the actual situation, thought the organized enterprise in-patients in one of the small businesses, in line with the huaxia bank credit approval conditions.

Well that night, huaxia bank Beijing branch ready all information collected, the next morning to complete credit report, such as conveyor scanning all operational work. And report to Beijing branch in the first time the who's special circumstances, together with subsidiaries, before coming off work smoothly issued 20 million yuan loans, done on the day of the report, on the day of the examination and approval.

Beijing branch of huaxia bank officials said that their credit services have the characteristics of "small, fast and spirit". "Small" is designed for small micro enterprise service, annual sales revenue of 500000 yuan of above company can apply for a loan; "Fast" is a convenient and quick service, small micro enterprises to huaxia bank deals with loans faster; "Spirit" is flexible and varied products, enterprises in the loan period, repayment, interest rate and loan pricing has a variety of purposes such as choice, can also adjust the discount rate. Spirit of "small, fast," with a basic demands in the process of financing for small businesses.

With our clients, huaxia bank Beijing branch has also established a series of standardization system, to ensure that the business results. Such as time limit system, deeds complete single business date 3 working days from the effective reply, information platform project is complete, the reply 5 effective working days. Huaxia bank Beijing branch is by the spirit of "small, fast," service approach, the careful, for small micro enterprise quality of service.

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