未来提货权也能融资华夏银行融资供应链与企业创共赢

Future delivery right financing huaxia bank financing also can create win-win supply chain and enterprises

Insufficient liquidity shortage, the traditional guarantee... Huaxia bank financing and win-win chain of products, to broaden the financing channels, and finally realizes the "win-win" of each enterprise on supply chain system.

F is a cement distributor company in guangxi, perennial fixed to N cement and cement, purchasing and distribution to the dealer, and the construction site. Earlier this year, F company with upstream N cement plant according to the signed purchasing contract, in the purchase of cement, must first payment, N cement factory production the goods after receive payment, partial F, F company to promote sales, and downstream of the method of payment is cash on the spot. In the process of operation, F company need to payment in advance, financial funds are occupied by the upstream flow problem (payment in advance), and to expand the scale of operation, increase the purchase quantity, reduce the purchase price, need a lot of liquidity, but F no housing, land and other collateral, unable to get a loan in the bank financing. Huaxia bank customer manager informed of this situation, recommend to F the huaxia bank supply chain finance rights confirmed to pick up the goods warehouse business in the future.

Rights confirmed to pick up the goods warehouse business, the future is to show the enterprise (trader) apply to the huaxia bank financing, financing projects to pay supplier payment for goods, the supplier arrange production after receive payment, and huaxia bank in accordance with the instructions to issue goods business enterprise. F and N cement plant, huaxia bank, for example, after sign a tripartite agreement and the purchase and sale contract, F company deposit a certain percentage of deposit by the agreement, huaxia bank financing, F company will payment to N cement factory, N cement collection is ready for the production. F the company can apply for to pick up the goods with first deposit first part, huaxia bank audit related documents sent N cement factory instructions, tips supplier delivery, beyond the margin value of the goods, can complement capture puts F deposit form, apply for shipment.

The operations applicable to solve numerous small and medium-sized enterprise has no property, land, such as the traditional guarantee, or traditional collateral financing under the circumstance of insufficient demand, help enterprise has not formed the pledge, the goods even can obtain financing of goods are not inventory.