华夏银行福费廷业务助企业盘活应收债权

 Huaxia bank forfaiting business to help enterprises to revitalize the receivable creditor's rights

Nanning March 6 (along with the unceasing change of domestic and international economic environment development, buyer's customers gradually in a dominant position in the trade market. In trading, the buyer customers are usually request the customer give them a certain grace period of payment. Their own money to the seller the receivable pressure big, at the same time there is the risk of delivery cannot be back on time after payment. Huaxia bank forfaiting business, as well the seller client solve the problem of capital turnover.

Learned, huaxia bank forfaiting business client to belong to oneself of goods or service transactions and the outstanding debt to the huaxia bank, in order to obtain financing and shall have the right to not be reimbursed. Huaxia bank forfaiting can give customer good seller financing facilities, improve cash flow, speed up the capital turnover. And this business is non-recourse financing, to optimize the financial statements, and improving financial conditions, reduce enterprise receivables management costs and the cost of financing.

B client is a state-owned listed companies, financial strength is abundant, the main electronic products, enterprise domestic dealer's main settlement way for 3 months of bank acceptance bills of exchange or sell on credit, accounts receivable in the total assets accounted for 30%. Under l/c through the bank of China domestic forfaiting business, company B will not transfer of creditor's rights receivable due to huaxia bank and successfully solve the problem of capital takes up, improve the financial statements and raise the level of the capital profit.

The huaxia bank acceptable to the creditor's rights range includes the following four kinds: one is under export credit by the issuing bank/confirming bank acceptance bills of exchange or promises deferred payment of money; 2 it is certified by financial institutions under D/A (PER AVAL) draft; Three is under D/A payment guarantee/standby letter of credit to guarantee the creditor's right; Four is already under domestic l/c issuing bank to confirm payment of outstanding debt. Huaxia bank forfaiting business deal with the business procedure is simple, quick quotation, do not take up enterprise credit, flexible financing time limit, but also can handle multi-currency non-recourse financing, 100% for clients tailored for deal structure.

Huaxia bank professional service ability is also recognised by the social from all walks of life. On January 6, the China banking association trade finance committee held the second session of China's trade finance annual meeting, huaxia bank was awarded "best trade finance bank growth". The huaxia bank, nanning branch have professional and efficient service team, for such business priority configuration resources, has received wide recognition of the market. Only 2013 years ago, 2 months is dealt with under domestic and foreign trade by guangxi clients forfaiting business accumulative total exceeds 300 million yuan.